Author Archives: Primary Residential

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primaryresidentialmtg.com, refinance, refinance rates, mortgage, miami mortgage, loan kendall, loan miami, todays rates

Beautifull Miami Bay View condo at a beautifull price!

Listing by one of our professional Realtor friends!

Here are the details:

Stunning uninterrupted Bay view from this 20th floor 2 bedroom, 2 bath unit. This unit is ready to move into!Stunning uninterrupted Bay view from this 20th floor 2 bedroom, 2 bath unit. This unit is ready to move into! This beautiful unit is priced below $500k and boasts approximately 1200 sq ft!

Contact Realtor Josefina Delgado 305-219-3153 for showings or information!


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primaryresidentialmtg.com, refinance, refinance rates, mortgage, miami mortgage, loan kendall, loan miami, todays rates

It’s time…. TO REFINANCE!

Not refinancing could cost you thousands of dollars!

There are various benefits and countless needs which a refinance can address.

You already have a property and that’s great, more than likely you have a mortgage payment that goes with it. You may be used to your payment amount or it may be more than you can handle. Either way, chances are that it can be lower. You may even need to use the equity you have to address any of the financial needs that cause you headaches and stress every month.

The biggest question is, should you continue on without taking action?  There may be great benefit to you in refinancing!

  • Monthly payment amount is to high or unaffordable.
  • You still pay the old mortgage insurance premium amounts.
  • You have other debt such as high interest credit cards or a vehicle which you can eliminate with cash.
  • You have repairs or changes that need to be made to your property.

There are also various different kinds of refinances according to your specific needs.

There are options such as no cost refinances, for those who currently have an FHA loan wishing to refinance into another FHA loan. This option may allow you to lower your interest rate to today’s rates and  possibly save half of the monthly mortgage insurance. A great way to make your current mortgage payment lower and free up monthly cash flow. In some cases you may refinance from an FHA loan to a conventional loan in order to get rid of mortgage insurance altogether, depending on your homes equity.

Another of the most popular refinances is the cash out refinance. This refinance is more for the customer who would benefit from trading some of the equity in their home for cash. This is the perfect option if you have other debts to pay off including, credit cards, high interest loans, vehicles and even home improvement. The cash out refinance is a great way to get out of debt and even a good idea if you wish to invest your money for a greater return on your investment.

It is important to remember that your home can be a financial tool to help you in times of need or make you more money. In many cases even the rich borrow money against their homes. The biggest reason to borrow against your home is because the money is cheap! At today’s interest rates, which will likely not be around much longer, it is a great way to secure the money you need for life’s situations.

At Primary Residential Mortgage Inc, we know that you are unlike anyone else. That your needs are unique and for that reason we treat you as such. If you need to know more about what benefits you have in refinancing, without guessing, we are here to answer your questions. You can contact our office at 305-777-0787 for more information and even speak directly to the experts. Our Division Manager, Aida Pimentel takes pride on her availability to our customers and she is available for you.

To contact us CLICK HERE or call 305-777-0787

We are here for you!

Primary Residential Mortgage, Refinance team!


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primaryresidentialmtg.com, refinance, refinance rates, mortgage, miami mortgage, loan kendall, loan miami, todays rates

Florida Turnpike construction Sunset to Killian begins week of May 7th

If you live in the Kendall area, you may need to rethink your commute, route and give yourself plenty of time, for the next 3 years. The project starting the week of May 7th, 2015 will widen the turnpike from 6 lanes to 10 including express lanes. It will affect locals as well while on and off ramps must be re-configured! Your thoughts?

 

See the information link here:

http://floridasturnpike.com/PressReleases/2015/Turnpike%20construction%20from%20Killian%20Parkway%20to%20Sunset%20Drive%20to%20start%20May%203.pdf


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Where are our customers?

Every Minute with PRMI It’s great to think back to the years before the housing market crashed in 07′ and remember the amount of business we had. Customers lined up to purchase, refinance, times were great.

Many believe we can never get back to those days…or can we?

Its all a matter of market share. Yes, there is less business, consumer confidence is not where it was and credit is not readily available. So it’s not abundant business its just enough business. However, if we capture more market share, a bigger part of the pie we can still create our own influx of good business.

At Primary Residential Mortgage, we believe that it takes a team effort to get the best results. We know that if we can help those who do business with us grow their business we will also benefit from that growth. We do this by sharing what we know with our peers, with the realtors and individuals who trust in us to get their clients financing.

One of the most important changes we have made has to do with the changes in how we communicate with our customers. Customers still love to know that we are here for them and that they can hear us on the other side of the phone. However with changes in where our customers are we have to add new ways to reach them.

The illustration you see on this post shows just that, where are customers are. Every 60 seconds there are 2 million google searches, over 2 million posts on facebook, 72 hours of video uploaded to youtube and these are just a few of the many places. Places on the world wide web, where you will find yourself, where you will find everyone, where you will find our customer is too!

Knowing how to show up on these searches by your prospective clients or how to give customer service to current ones though these avenues is the thing of the future which is now. We understand this, we have learned about it and we share this with you, with our peers.

We want to be the mortgage company that goes above and beyond to grow our business. Our customer always gets the great customer service experience, we have an extremely strong array of programs and we have the power of a nationwide lender in your locally in your back yard. Let us share our experience with you, so that you too can appreciate a larger piece of the market share and an abundance of business while working with one of the leading mortgage lenders in our business.

Contact us bellow for more on how we can help you grow or if you simply have the need to be part of a great team of mortgage pros!